RateChecker.com

Check Out Today's Mortgage Rates! Weigh Your Choices and Keep More Money in Your Pocket!

Looking for a competitive mortgage deal? Gather multiple offers side by side in just a few minutes and uncover the best pricing near you. Browse solutions built around your situation, and begin freeing up more room in your budget right away.

  • Quick rate inquiries submitted online
  • Network lenders throughout the country
  • Buying, refinancing, and tapping equity
  • No obligation to proceed with an application
  • Caliber Home Loans
  • Capital One
  • Fairway Independent Mortgage
  • Fannie Mae
  • loanDepot
  • Quicken Loans

We are happy you stopped by RateChecker.com

Tracking down a mortgage that suits you is fast and simple with ratechecker.com. Our approach cuts down on documents, moves each phase along smoothly, and lets you look over offers aligned with your needs.

Request mortgage quotes quickly, without the runaround

  1. Let us know your goal

    Provide some basic information about buying a home, refinancing, using home equity, or a reverse mortgage, and we will pair you with lenders in the network.

  2. See what lenders can do

    Your request is shared with RateChecker.com network members who provide the loan type you selected.

  3. Connect when it works for you

    A lender might get in touch by phone or email. You are never obligated to take any offer or continue with anyone.

Mortgage Calculator.

Estimate principal, interest, taxes, insurance, PMI, and HOA. Then compare quotes from participating lenders.

$
$
%
years
$ / yearly
%
$ / yearly
$

Estimated monthly payment

$1,685.20

PMI
$208.33
Monthly tax paid
$200.00
Monthly home insurance
$83.33
PMI end date
November 2028
Total PMI payments
26
Monthly payment after November 2028
$1,476.87

Loan breakdown

  • Down payment (8.6%)
  • HOA & Insurance (5.16%)
  • Tax (12.38%)
  • Principal (42.98%)
  • Interest (30.89%)

Mortgage details

Loan amount

$250,000.00

46.55%

Down payment

$50,000.00(16.67%)

9.31%

Total interest paid

$179,673.77

33.45%

Total PMI to November 2028

$5,416.67

1.01%

Total tax paid

$72,000.00

13.41%

Total home insurance

$30,000.00

5.59%

Total of 360 payments

$537,090.43

Loan payoff date

August 2056

Monthly vs bi-weekly payment

$1,476.87

Monthly payment

$738.44

Bi-weekly payment

August 2056

Monthly payoff date

July 2052

Bi-weekly payoff date

$179,673.77

Total interest paid

$151,482.12

Total interest paid

Total interest savings: $28,191.64

This calculator is an estimate only. Actual rates, taxes, insurance, and PMI are set by lenders and local authorities. It is not a loan offer or approval.

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