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All loan programs (except first-time homebuyer assistance programs) are available to all homebuyers, first-time or not. Many people believe FHA loans are only for first-time buyers, but repeat borrowers can qualify if they haven’t owned a primary residence in the past three years.
Your income, credit history, employment, and financial goals will determine the best loan for you. Mortgage lenders can analyze your finances to recommend the best loans. They can also explain complex qualification requirements.
A supportive lender or mortgage broker may give you financial homework to improve your chances of getting a mortgage and buying a home.
The right mortgage loan deal is affordable and meets your needs. The best loan’s interest rate supports your long-term plans. The best loan interest rate matches borrower qualifications. Closing costs and down payment should be affordable.
If your loan meets all these criteria, you may have a good mortgage.
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